How might you save over £1000 on your life insurance? - Easy..shop around!


Money-Minder.com finds there are savings to be made on life insurance and gives top tips on how to get the best deals.

Sleaford, Lincolnshire, UK, June 28, 2011 -- Research by life and protection comparison website Money-minder.com has found that the lowest and highest premiums for simple level term life assurance bought online without advice could differ by as much as 30%.

Using one example, a 31 year old male non-smoker taking out £200,000 worth of level term life assurance for 25 years found the lowest guaranteed ‘no-fee’ premium of £9.60 pm compared to £13.58 pm from another insurer. Over the life time of the policy the difference would amount to a saving of £1194.00.

For smokers the savings could be even higher. A 31 year old male smoker taking out the same cover could pay as little as £15.59 pm for a guaranteed premium on a ‘no-fee’ deal but one insurer wanted £23.24 pm for exactly the same risk. The saving over the life-time of the policy would be £2295.00.

Women can save money too. A 27 year old female non-smoker taking out £200,000 of level term life cover for 25 years would find guaranteed ‘no-fee’ premiums between £6.40 pm and £10.00 pm on Money-minder.com. The saving made by choosing the lower premium would be £1080.00 over the term of the policy.

Ray Black, MD and founder of Money-minder.com commented: "With something simple like level term life insurance it’s very difficult to argue that it’s worth paying a bit more to get insurance from one provider over another. The trigger for making a claim is indisputable so there should be very little between the services insurers provide. Although one insurer may say that they can issue a settlement a bit quicker than another you'd have to ask yourself if that’s worth paying an extra £1000 or more for.”

10 Top tips for getting the best life insurance deals

1.Shop around! Use trusted comparison sites like www.money-minder.com to compare lots of insurers quickly.
2.Don't buy life insurance from your mortgage provider. - Previous research by Money-minder has shown that you may pay more for life insurance from your lender than by arranging it yourself.
3.Consider paying a one-off admin fee to get your insurance set up. The monthly premiums will be cheaper and you may save money in the long run.
4.Watch out for 'reviewable' premiums - Insurers can increase reviewable premiums throughout the life of the policy so what may start off as cheap insurance can become expensive. Choose ‘guaranteed’ premiums which are fixed for the life of the policy.
5.Get the right amount of cover. Some websites now have handy tools like Money-minder’s finance navigators to help you decide the type and amount of cover you need. Do your homework to ensure you know what you want before you start looking for quotes.
6.Watch out for 'lead farmers' - some websites claiming to compare life insurance are only after your personal details so that they can sell them on to insurance brokers. Be careful what personal information you give out. If in doubt give a false name and telephone number when just looking for quotes. You can give your genuine information when you find a company you trust and want to deal with.
7.Give up smoking! - Smokers pay much more for their life insurance cover than non-smokers because of the harm it can do to their health. However, once you've given up smoking for a year many insurers will rate you as a non-smoker and you'll be able to arrange cheaper life cover.
8.If you're replacing an expensive older life insurance policy with a cheaper new one, make sure your new policy is on risk before you cancel the old one. You want to avoid any periods where you are not covered.
9.Answer all questions on your application honestly. Previous medical conditions may affect the cost of your cover but if you don't disclose all relevant information your family may have problems making a claim should you die.
10.Consider the advantages of writing your life insurance policy 'in trust'. These may include avoiding some inheritance tax, your family not having to wait for probate in order to access the settlement and better control over who benefits from the policy.

-Ends-

For further information please contact:

Jason Wyer-Smith at 42 PR on 07824 818242

Notes to Editors:

To link to our site please use: http://www.money-minder.com

Money-Minder.com was founded and created by Ray Black, Dip PFS, an Independent Financial Adviser. Money-Minder.com is online personal finance website that incorporates an exclusive and unique interactive comparison service providing free genuinely online quotes and is full of useful information to help customers choose the right cover and product to suit their needs.

Money Minder Financial Services (UK) limited is authorised and regulated by the Financial Services Authority (FSA).
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IAPAM's hCG Clinic Directory Helps hCG Expert Physicians and Patients Connect


The IAPAM offers expertly trained hCG physicians, and patients looking for physicians certified in offering hCG for weight loss, an online tool to connect: the IAPAM hCG Diet Clinic Directory.

Las Vegas, NV, June 28, 2011 -- The International Association for Physicians in Aesthetic Medicine's (http://www.iapam.com) hCG Diet Listing (http://www.iapam.com/aesthetic-resources/hcg-diet-clinics) provides consumers with a comprehensive listing of qualified IAPAM trained hCG Physicians. Patients seeking out certified physicians, who have completed the IAPAM’s hCG for Weight Loss program (http://www.aestheticmedicinesymposium.com/physician-hcg-weight-loss-training), can browse the directory to find an hCG expert physician in their area. All physicians listed on the IAPAM hCG Diet Clinic Directory page have:

- advanced training in utilizing hCG for weight loss,
- only offer pharmaceutical grade hCG, and
- all their hCG patients use the IAPAM’s comprehensive hCG Protocol Patient Guidebook.

Jeff Russell, Executive Director of the IAPAM, and a member of the expert faculty of instructors at the IAPAM's hCG Physician Weight Loss Training, comments that, "since being showcased on the Dr. Oz Show in February, patient demand for medically supervised hCG weight loss has exploded. We are seeing a correlating increase in physician-demand for the IAPAM's hCG training, to capture this growing market." To date, "well over 8,000 patients have successfully lost weight on hCG using the IAPAM's Exclusive hCG Protocol, based on Dr. Simeons manuscript, Pounds and Inches (http://www.iapam.com/dr-simeons-pounds-and-inches-manuscript.html), and the IAPAM's hCG Training is taught by a faculty who operate hCG weight loss clinics, allowing physicians and their staff to learn from the faculty's vast experience," shares Russell.

IAPAM's hCG Training is Complete and Comprehensive

Physicians who have attended the IAPAM's full day hCG Training are the best trained hCG physicians in North America. In fact, the IAPAM's hCG Training is the only medical weight loss training approved for a special medical malpractice rate for those who have attended and have been certified by the IAPAM.

The IAPAM's hCG program covers:
A detailed overview of the exclusive IAPAM hCG Protocol;
Understanding of VLCD/LCD diet programs;
Patient selection criteria;
Common medical contraindications;
Current FDA status & requirements;
Legal/Insurance considerations and special access to hCG Medical Malpractice Insurance Program; and
Weight Loss Practice Advertising & Marketing Tips and Strategies.

Registrants also receive the following practice resources:

Patient hCG Program book to offer patients (hCG friendly recipes, food journal, tips);
Waiting room presentation and proven hCG promotional materials;
Weight Management Practice Operational Manual;
Patient Charting Forms, Medical History & hCG Consent Forms; and
Special Pricing for hCG and Meal Replacement Products.

For physicians interested in adding hCG for Weight Loss, please note that all of the IAPAM's hCG Medical Weight Management seminars in 2010 and 2011 have sold out. To register for the next session in 2011, please visit: http://www.aestheticmedicinesymposium.com/physician-hcg-weight-loss-training, or contact the IAPAM at info@theiapam.com or call 1-800-219-5108 ext 708.

About the IAPAM: The International Association for Physicians in Aesthetic Medicine

The International Association for Physicians in Aesthetic Medicine is a voluntary global association of physicians and supporters, which sets standards for the aesthetic medical profession worldwide. The goal of the association is to offer education, ethical standards, credentialing, and member benefits to members around the globe. IAPAM membership is open to all licensed medical doctors (MDs), doctors of osteopathic medicine (DOs), physicians assistants (PAs) and nurse practitioners (NPs). The IAPAM offers aesthetic medicine and hCG medical weight management programs, including: Botox training, medical aesthetic training, laser training, physician hCG training, and aesthetic practice business training. Additional information about the association can be accessed through the IAPAM’s website (http://www.iapam.com) or by contacting:

Jeff Russell, Executive-Director
International Association for Physicians in Aesthetic Medicine (IAPAM)
1-800-219-5108 ext. 704

Websites:
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The Speed Traders' Edgar Perez to CNBC's Oriel Morrison, Criticism of High-Frequency Trading Phenomenon Unfair

Edgar Perez, Author of The Speed Traders: An Insider's Look at the New High-Frequency Trading Phenomenon That is Transforming the Investing World, Published by McGraw-Hill Inc, Interviewed Today by CNBC Cash Flow’s Oriel Morrison.

(June 27, 2011, New York) -- Edgar Perez, Author, The Speed Traders: An Insider's Look at the New High-Frequency Trading Phenomenon That is Transforming the Investing World, explained in detail the role high-frequency trading has been playing in the equity markets to CNBC Cash Flow’s Oriel Morrison; the interview is available on CNBC’s website at http://video.cnbc.com/gallery/?video=2023403523. High-frequency trading, in which computers may buy and sell thousands of shares in fractions of a second, had come under criticism after the Dow Jones Industrial Average lost almost 1,000 points intraday on May 6, 2010, before recovering just as quickly.


The Speed Traders' Edgar Perez to CNBC's Oriel Morrison, Criticism of High-Frequency Trading Phenomenon Unfair

Mr. Perez described high-frequency trading as the natural progression of technology applied to the investing and trading worlds. In the process, high-frequency trading has certainly unmasked structural issues in the U.S. equity markets that are currently being examined by legislators and regulators in an effort to further strengthen financial markets. He indicated that, on balance, the impact of high-frequency trading is positive for all other market participants thanks to the increased liquidity it provides to retail and institutional investors.

High-frequency traders replace traditional specialists in providing liquidity in a much more competitive frame work. Liquid and efficient capital markets are extremely important for economic development. While some feel that high-frequency traders spending millions of dollars on infrastructure to be a few microseconds faster than the other guy, is somehow, from a social perspective, not money "well spent", it can be argued that this is just the way that competitive markets find equilibrium.

As expressed by Stuart Theakston, Head of Quantitative Research and Automated Trading with GLC and one of the practitioners featured in The Speed Traders, high-frequency trading has all the attributes required to make a perfect scapegoat:

- It is hard to understand, or at least, it takes a bit of effort to understand (even professional long-only institutional investors have difficulty understanding it)
- It is fairly exclusive, as the firms involved, either have no incentive to talk about what they do (because they are proprietary trading firms and don't need to attract external capital), or are not allowed to (because they are hedge funds and have regulatory constraints on marketing themselves)
- It employs individual participants having very high levels of academic qualifications, mostly PhDs
- It has some large dollar numbers associated with it (though more in terms of turnover than profitability, as further detailed in The Speed Traders)
- It has lots of terminology associated with it that sounds geeky and confusing to the uninitiated: ‘microsecond’, ‘co-location’, ‘momentum ignition’, ‘temporal arbitrage’ etc.
- Some intelligent, well informed and eminently quotable people are railing against it (Mario Gabelli, Paul Wilmott, Richard Bookstaber, among others)
- It is prone to occasionally be a contributory factor (or, in fact, its switching off was a contributory factor) to events perceivable by the public, like the "flash-crash"

The Speed Traders, http://www.TheSpeedTraders.com, published by McGraw-Hill Inc., is the most comprehensive, revealing work available on the most important development in trading in generations. High-frequency trading will no doubt play an ever larger role as computer technology advances and the global exchanges embrace fast electronic access. The Speed Traders explains everything there is to know about how today's high-frequency traders make millions-one cent at a time.”

Mr. Perez is widely regarded as the pre-eminent networker in the specialized area of high-frequency trading. He is the founder of Golden Networking and host of High-Frequency Trading Happy Hour business receptions (http://www.hfthappyhour.com) in New York City, which have drawn the world's top industry practitioners. He has been interviewed by CNBC, TheStreet.com, Bloomberg and Channel NewsAsia, and engaged as speaker at Harvard Business School's 17th Annual Venture Capital & Private Equity Conference, Columbia Business School's Career Management Center and Alumni Club of New York, High-Frequency Trading Leaders Forum 2011 (New York, Hong Kong, Chicago, Sao Paulo, Singapore), CFA Singapore, and Hong Kong Securities Institute, among others prestigious forums.

Mr. Perez was a vice president at Citi, a senior consultant at IBM, and a consultant at McKinsey & Co. in New York City. Mr. Perez has an undergraduate degree from Universidad Nacional de Ingeniería, Lima, Peru (1994), a Master of Administration from Universidad ESAN, Lima, Peru (1997) and a Master of Business Administration from Columbia Business School, with a dual major in Finance and Management (2002). He is a member of the Beta Gamma Sigma international honor society. Mr. Perez resides in the New York City area and is an accomplished salsa and hustle dancer.

Mr. Perez is one of the great business networkers and motivators on the lecture circuit; he is available worldwide for the following speaking engagements: Present and Future of High-Frequency Trading, The Real Story behind the "Flash Crash", Networking for Financial Executives, and Business Networking for Success.

Contact:
Natalia Nuzhnova
Media Relations Coordinator
The Speed Traders
516-761-4712
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HIV Workshop Focuses on Curative Strategies


The 5th International Workshop on HIV Persistence is coming up at the end of the year, and anticipation in the HIV research community is increasing as the event draws closer.

Toulon, France, June 27, 2011 -- The 5th International Workshop on HIV Persistence is coming up at the end of the year, and anticipation in the HIV research community is increasing as the event draws closer. It'll be held in the West Indies this year. The location was chosen for its pleasant climate, but don't let the resorts and tropical breezes fool you. Some top quality HIV research will be disseminated at this event, and it's a tough ticket to acquire. Throughout the eight years of its existence, the Workshop on HIV Persistence has been a trend setter in research on the topic of HIV reservoirs, and why their role in finding a cure for HIV is so important.

During the workshop, seven major topics will be discussed: Basic Science & Animal Models of Viral Persistence; Cellular Biology & Reservoirs; Immunology & Reservoirs; Resistance & Reservoirs; Pharmacology, Compartments & Reservoirs; New Therapeutic Approaches; and Primary HIV Infection & Eradication Issues. Within each topic, a set of speakers will discuss their research with the group. Over the course of three days, researchers and physicians from around the world will come together and learn new ideas and innovative strategies for attacking HIV, in the hopes of one day finding a cure for the disease.

This workshop is not open to general public; in fact, there is only room for around 150 delegates. In order to attend the workshop, a prospective attendee must submit an application first. This limits the audience to only those who are truly interested in both attending and hearing what is going to be discussed at the workshop. The workshop may be taking place at a resort facility in a tropical setting, but it's nearly a 24/7 working holiday!

The 5th International Workshop is being held in St. Maarten, West Indies, from December 6-9, 2011. After an initial welcome meeting on December 6th, the workshop begins in earnest the following morning, continuing for the next three days. Some of the best minds in the HIV research field will be there, as will select policy makers who are involved in the HIV/AIDS field. The amount of new presentations on the subjects being discussed is very encouraging, and for the few people who do get to go, the information they learn will help them in their future research toward finding an HIV cure. Everyone who attends this workshop benefits in some way.

The workshop is supported by the NIH (National Institutes of Health) and the ANRS (French Agency for AIDS and Hepatitis Research).

For more information about the workshop, please visit http://www.informedhorizons.com/persistence2011/ to learn more.

Contact:
Alain Lafeuillade
General Hospital
1208 Avenue Colonel Picot
Toulon, France
33-4-94616340
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AAA Recommends Attending Alternative Investment Conference


Alternative Investment Analysis (AAA) is advising prospects thinking about investing in alternative assets to visit this year’s Alternative Investment Conference, which takes place in Chicago this Fall.

Boston, MA, USA, June 27, 2011 -- Alternative Investment Analysis (AAA) is urging anyone seeking refuge in alternative investments to visit this year’s Alternative Investment Conference, which takes place in Chicago this Fall.

Alternative Investment Analysis (AAA) is an organization that provides analysis and advocacy services for those interested in diversifying their portfolios with alternative investments. It is recommending that all interested parties attend the conference, which will also attract delegates from the fund management and investment banking industries.

The event is sponsored by Investment News and is the place to learn about the many different asset classes that can offer alternative investment opportunities as opposed to traditional investments such as equities, which are sometimes hit hard when the economy struggles.

Anthony Johnson of AAA stated, “This event really is a must-see for anyone looking to spread the risk in their investment portfolio and select an alternative asset class that with withstand even the toughest economic conditions.”

Mr Johnson recommends considering forestry as a lucrative and ethical option. Through investment firms like Greenwood Management, which runs plantations in developing countries like Brazil, more and more people now have the opportunity to buy a piece of forest land and make cash as their trees grow.

“It’s a simply enough premise,” explained Johnson. “Trees grow - therefore, money invested in trees grows and owners can decide when they want to sell. If timber prices fall, they can simply hold off until the market picks up,” he added.

The Alternative Investment Conference, which takes place October 2 and 3 at the Westin Chicago North, will provide guidance on how alternative investments can complement and enhance existing asset management and investment strategies, which techniques are best for individual investors, and the pros and cons of various assets, investment structures and vehicles.

The event organizers said, "Attendees will enhance their ability to diversify clients' portfolios, mitigate risk and enhance overall performance through the use of alternatives."

Contact:
Anthony Johnson
Alternative Asset Analysis
71 Commercial St
Boston, MA 02109-1320
Tel: 617-898-6317
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Flirting Convention features How to Flirt Without Appearing to Be in Heat


Author Susan Bradley keynotes the Bay Area Flirting Convention, as featured on Oprah, July 15, 2011, Crowne Plaza Hotel Foster City CA.

San Rafael, CA - June 26, 2011 -- Contact: Tom Andrews, 415/507-9962

Romantic eligibles of all ages are invited to compete for the title of Mr. or Ms. Bay Area Flirt, at the annual Bay Area Flirting Convention, Friday, July 15, 2011, 7:30pm-Midnight, at the Crowne Plaza Hotel, 1221 Chess Dr, Foster City CA 94404. The Convention features a Flirting Contest, where attendees compete, en masse, in a crowded hotel ballroom.

The world's first Flirting Convention, also held in the San Francisco Bay Area, was featured on Oprah (video available at www.richgosse.com/media.htm). Since then, the conventions have been wildly popular in major cities all over the USA, Australia, and New Zealand.

The Flirting Contest will be preceded by a Keynote Address by Susan Bradley on "How to Flirt Without Appearing to Be in Heat.” Miss Bradley is the author of How to Be Irresistible to the Opposite Sex, Flirting Secrets (How to Flirt in 30 Days or Less), and Irresistible Prescriptions for Love. Her expert advice has been featured by CNN, HardCopy, Montel, Cosmopolitan Magazine, and numerous other publications and shows. Her websites are www.LovingUniversity.com and www.FlirtingExpert.com. Susan Bradley is available for interviews to the news media by calling 831/238-6111 or emailing LovingUniversity@cs.com.

The Convention is sponsored by The Society of Single Professionals, the world's largest non-profit singles organization. The cost is $20 door, which includes Susan Bradley's Keynote Address at 7:30pm, the Flirting Contest at 8:45pm, followed by a Dance Party until Midnight. Coat & tie/dressy attire are recommended. Anyone wishing more information about this and more parties for singles should visit www.ThePartyHotline.com or call 415/507-9962.

Contact:
Rich Gosse
Society of Single Professionals
205 Mark Twain Avenue, San Rafael CA 94903
Tel: 415-507-9962
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Cross-Post Classified Networks Partners with HireHealth.net


Niche job board joins the Cross-Post Healthcare Network for newspapers and their advertisers.

Petaluma, CA, June 26, 2011 -- Cross-Post LLC and Cross-Post Classified Networks announced today a unique partnership with HireHealth.net based out of Atlanta. The niche healthcare job board will join the Cross-Post Healthcare Network as a value added resource for newspapers and their advertisers. Cross-Post provides classified networks in areas like Healthcare, Diversity, Energy, Nursing, Veterans, Call Center/Customer Service and Green Employers. The company has a joint venture partnership with Aftercollege.com which powers their College Network.

HireHealth.net joins other niche job board heavyweights like Hospitaljobsonline.com, Medjobbs.com and Hospitaldreamjobs.com in the Healthcare classified network. Cross-Post manages these relationships on behalf of dozens of newspapers in North America who then offer the networks to their employer/advertisers.

"We're pleased to partner with Cross-Post as a healthcare job listing destination," said Jay Tokarz, operations manager of HireHealth.net. "HireHealth.net’s mission is to simplify the job searching process. Our goal is to create a job search experience that is fast, comprehensive, relevant and effective. The Hire Health job search engine provides fast access to jobs found on thousands of employer websites, Internet job boards, newspapers, niche sites and anywhere else healthcare, medical or hospital jobs are found from around the web."

Other Cross-Post partners include Patriotjobs.net, Latpro.com, Retirementjobs.com, DiversityEmployment.org, Diversityworking.com, IHireVeterans.com, USABledVeterans.com, Hire-A-Patriot.com, Job1.co , HireHealth.net, Nurse-Recruiter.com, Nursingjobs.org, CallcenterJobs.com, CallCenterCareers.com, HireCustomerCare.com, Medjobbs.com, USNursenet.com, Nurseweekjobs.com and Pennenergyjobs.com.

Cross-Post works with major newspapers like the Las Vegas Review Journal, Milwaukee Journal Sentinel, TulsaWorld, The Oklahoman, Riverside Press Enterprise, Chicago Daily Herald, Dallas Morning News, Post Media (Canada) and many others.

"We are excited to welcome HireHealth.net as a network partner. This value added benefit for our newspaper clients and their advertisers continues our goal to create the most powerful classified employment advertising networks in the newspaper industry." noted Carl Braun, Cross-Post CEO. Despite a lingering recession, newspapers continue to provide a tremendous recruitment advertising value in both print and online." he added.

Contact:
Carl Braun
Cross-Post LLC
PO BOX 5425
Petaluma, CA 94955
Tel: 619-575-6577
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Towards HIV Curative Strategies - The Next Step Starts Now


Scientific advances towards an HIV cure will be the main topic of the second day of the "International Symposium on HIV & Emerging Infectious Diseases".

Toulon, France, June 23, 2011 -- Although there have been major antiretroviral therapy improvements in the last 15 years, there is still no cure for HIV. Dr. Alain Lafeuillade, chair of the "International Symposium on HIV & Emerging Infectious Diseases" just published an article in HIV Clinical Trials to sump-up recent advances towards a cure and define the agenda: "Potential Strategies for an HIV Infection Cure". HIV Clinical Trials 2011; 12 (3):121-30. DOI10.1310/hct1203-121.

Lafeuillade stated that research must continue to look towards HIV curative strategies by eliminating the virus from the body completely. He explained that there are limits that may never be overcome with antiretroviral therapy. There are two possible ways generally thought of now towards a cure: these methods are activation of latent HIV, and gene therapy.

The first method removes latent HIV infected cells. Latent HIV means that the HIV is not actively replicating. Current antiretroviral drugs work by blocking replication, so they do not work on latent HIV. Thus, the latent HIV will reactivate if therapy is stopped, and the HIV infection is renewed. The result is that antiretrovirals can never completely remove HIV from the body. Dr. Lafeuillade says that there are gaps in the understanding, including exactly how HIV latency works, and the consequences of activating HIV.

The second method towards HIV curative strategies is gene therapy. Gene therapy is in the early stages of clinical testing. In these tests, the genetic information in a cell is modified so that it becomes resistant to HIV infection. Cells are taken from a patient, genetically modified, and injected back into the patient. Other avenues for treatment include gene therapy to block immune cells from infection, turning off HIV genes, and heightening the immune systems response. These new methods will be presented on Thursday, May 24, 2012 at ISHEID. ‘Searching for a Cure’ will be the main topic of this day at the International Symposium of HIV & Emerging Infectious Diseases.

HIV infection is still a global threat. It has major challenges ahead. Addressing socioeconomic aspects are vital. Access to HIV prevention, treatment, and care are in danger. ISHEID strives to promote current scientific advances, and strengthen the global pledge to continue to fight aids and seek cures. Through ISHEID, key opinion leaders meet. Participants include clinicians, specialists, professors, biologists, researchers, and practitioners. Sessions, presentations, symposia, workshops, and plenary lectures are scheduled. This ensures that a platform to present new scientific advances towards HIV curative strategies is being utilized. Dialogue on major issues concerning HIV/AIDS occurs, and infectious diseases need the same global approach. The ISHEID congress makes this possible.

Contact:
Alain Lafeuillade
CHITS
83056 Toulon, France
Tel: 33-4-94616340
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Visit impact investment summit says AAA

Alternative Asset Analysis (AAA), the alternative investment consultancy, is inviting people who want to make a difference to the world while making money to visit this year's Impact Investing Summit.

Boston, MA, USA, June 23, 2011 -- As impact investing becomes an increasingly valid option for people who want to make a difference while making money, this year’s Impact Investing Summit, is likely to be a popular event. This is according to alternative and ethical investment advocacy organization, Alternative Asset Analysis (AAA), which is urging interested parties to attend.

The summit is running from 20-21 September in Washington and will focus on equipping investors with the information they need to make a profitable decision on where to invest their money. The event’s website says it will: "Arm you with the tools and knowledge you need to commit to tomorrow’s most profitable impact investments from water and energy to health and housing."

JP Morgan last year stated, "Impact Investing will reveal itself to be one of the most powerful changes within the asset management industry in the years to come.” This statement reflects the general consensus that investing in emerging economies now will generate benefits in the future. Not just for the investors, but for the enterprises and small business that receive the funding – and of course the wider communities that share in their upturn in fortunes.

“Individuals and funds alike are increasingly looking towards ethical choices when examining their options for where to invest. If it is possible to help communities in Africa, Asia and Latin America to prosper while generating healthy income, who wouldn't choose this option?” asked AAA’s analyst partner Anthony Johnson, who is a major advocate of the impact investment model. He also supports ethical investments such as the opportunities offered in Brazil through firms like Greenwood Management that run plantations of non-native timber sustainably to help reduce deforestation.

AAA realizes the path to finding the right investment option is complicated and complex, so attending this year’s summit really is a must for all those interested in a serious foray into the market. The summit organizers hope to equip those attending with guidance on matters including ‘what’s worth investing in?’. This is important as it will provide information about which investments and impact areas offer the lowest risk and the highest returns.

Representatives from funds including the Shell Foundation, Water.org and the Calvert Foundation will be on hand to give advice and offer expert guidance.

Contact:
Anthony Johnson
Alternative Asset Analysis
71 Commercial St
Boston, MA 02109-1320
617-898-6317
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FRA welcomes Sustainable Forestry Initiative pilot bioenergy project


Forestry Research Associates has announced its support for the new woody biomass procurement project, launched by The Nature Conservancy (TNC) and the Sustainable Forestry Initiative (SFI).

Bainbridge Island, WA, USA, June 23, 2011 -- A new woody biomass procurement project, launched by The Nature Conservancy (TNC) and the Sustainable Forestry Initiative (SFI), has attracted support from Forestry Research Associates (FRA).

The research and advisory consultancy provides fresh outlooks and consultancy services on all matters surrounding forestry investment, sustainability and forestry management and has spoken out in support of the new pilot scheme. The plan is to support sustainable forestry management by helping US-based bioenergy companies to purchase woody biomass.

Both parties agree that bioenergy is a major market for the forestry sector and that in order to maintain the health of the resource, ‘appropriate steps should be in place for the procurement of forest fibre.’

“The focus is on developing a procurement system that is fair and responsible,” explained FRA’s analysis partner Peter Collins. His view was backed by TNC’s Chief External Officer, Glenn Prickett, who added, “Woody biomass can be a great source of renewable energy and offers an excellent incentive so landowners can maintain their forests as forests – as long the forest is managed responsibly.”

The main technique will be to impose the Sustainable Forestry initiative’s Fiber Sourcing requirements on the procurement processes. This will be the key to the whole project, according to Prickett who added, “TNC is interested in this project with SFI to explore how the SFI Standard’s unique Fiber Sourcing requirements can address the need of responsible procurement of woody biomass for bioenergy facilities while managing for important forest values.”

FRA added that the initiative is intended to ensure that all sources of woody biomass are responsible, which will help add legitimacy to the industry as a whole and will also help to nurture it as a major source of income for forestry managers and investors.

The SFI has already made great inroads into helping to promote sustainable forestry in the US. Some 180 million acres of forest now carry the certified SFI forest management standard mark, which makes it the largest standard of its kind in the world.

“The fact that the SFI and TNC are adding their weight to the bioenergy industry will help hugely to improve its reputation and encourage investment and fair procurement processes,” added Peter Collins.

Contact:
Peter Collins
Forestry Research Associates
620 Vineyard Lane, Bainbridge Island, WA 98110 USA
(206) 316 8394
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Instant Auto Title Loans Rolls Out New Program for New Customers


Instant Auto Title Loans has introduced a new program for new customers looking for an instant loan backed by the equity in the customer’s car. Instant Auto Title Loans is known for being the only “nice guys” in the auto title loan, auto pink slip loan, auto equity loans, bad credit loans or pawn auto loans market.

Tarzana, CA, June 22, 2011 -- Already giving its customers a competitive interest rate, flexible payments, and respectful service in the entire auto loan industry, Instant Auto Title Loans is now also giving its customers the fast service in getting you the cash you need today, in the very convenient way, To Your Door service.

Instant Auto Title Loans is famous for polite, respectful, flexible service and representatives with no negative feedback in 100 years.

The way it works....

A title loan is a loan that is collateralized by the title to your car, truck or other personal vehicle. It is a safe deferred payment arrangement. Instant Auto Title Loans, the leader among loan lending companies in the State of California, offers cash loans without considering credit rating, as its link up is with the title. The loan is often referred to as an Auto Title Loan, Car Title Loan or Pink Slip Loan.

Instant Auto Title Loans has a few requirements to qualify for an Auto Title Loan/Car Title Loan; a clear and definite title, evidence of residency and income, and last but not least, age 18 or above. The vehicle has to be paid off or nearly paid off. Instant Auto Title Loans will put a maximum effort into approving you for an instant cash loan. You can begin the process Online or by Phone. The biggest advantage is that you get cash when you need it the most at the most earnest time. The interest rate attached to Auto Title Loans is higher, compared to the other loans, and in the State of California could range from 79% to as high as 120% (APR).

Instant Auto Title Loans is offering competitively low interest rate in the industry in the State of California. Payment schedules vary, depending on the terms of the loan, which are usually 24 months, 36 months or 44 months. All loans are fully amortized and at the end of the term you will have no remaining balance or a balloon payment.

A great advantage to the borrower in dealing with Instant Auto Title Loans is that the company offers loans without a pre-payment penalty. So if you decide to pay off the loan at any time during its term, you will not have to pay any penalties.

Instant Auto Title Loans often offers up to 120% of the MMR’s value, with a minimum loan allowed in the State of California of $2,510, and in the States of Arizona, New Mexico and South Carolina of $1,500. The loan amount varies and can go up to $50,000.

(MMR) Manheim Marker Report is the premier indicator of wholesale prices. Manheim’s prices calculations are based on over 10 million sales transactions in the previous 13 months – with precise prices unmatched by guide books. And, the pricing is refreshed each night. The large volume of data removes the need for statistical interpretation allowing neutral pricing computations, without opinion or bias.

All relevant documents provided by Instant Auto Title Loans will be in accordance with California State regulations. Go through the rule booklet and the documents you are going to sign. Sign the documents only when fully satisfied.

If due to any reason the borrower is unable to make monthly payments, the company has the authority to sell the vehicle and recover the money. However, Instant Auto Title Loans and its funding partner are not that heartless and will grant the borrower an extension for a reasonable period of time before they take any drastic step.

Instant Auto Title Loans is quick to come with cash. Documentation takes little time and in a matter of 24 hours you have the money you need. The company makes discreet discoveries like if the applicant is gainfully employed or if there is some income generating asset available to him. Even though credit rating is not taken into consideration it is looked at for background information, primarily to make sure that the applicant has no prior repossessions and is not in bankruptcy at the time of application.

Instant Auto Title Loans’ website is very user-friendly. The loan formalities are completed at the click of the mouse. Most of the information is assessable but in case you have a question, the loan processor or the loan officer can be contacted by phone or by e-mail any time of the day or night and things will be sorted promptly. You will be surprised to see how fast Instant Auto Title Loans will let you have the money in your hands.

Instant Auto Title Loans is licensed by the CA Department of Corporations, and is currently offering Auto Title Loans/Car Title Loans in California, Arizona, New Mexico and South Carolina. The company employees are experienced, well trained, courteous professionals, ready to assist an applicant 24/7.

Instant Auto Title Loans makes it very convenient for the borrower to get approved for the Car Title Loan. Besides, the borrower would not to have to travel to any of the company’s offices in Tarzana, Calabasas or Mid-Wilshire LA. When the loan is approved and ready to be signed, Instant Auto Title Loan’s funding partner will schedule a meeting between the borrower an a notary public, who will come out to any location convenient for the borrower with the documents ready to be signed and a check book.

About The Company:
Instant Auto Title Loans
18340 Ventura Blvd, #203
Tarzana, CA 91356
Tel: 877-562-6019

Media Contact:
Gregory Plotkin
818-776-0036
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Instant Pink Slip Loans Provides Instant Service to Car Buyers

Instant Pink Slip Loans offers car owners an easy way to obtain a car title loan with very competitive interest rates, flexible payments, and great service. Instant Pink Slip Loans also provides its customers with the fastest loan approval time. Customers get pre-approved in 60 seconds and have the check delivered right to their front door.

Tarzana, CA, June 22, 2011 -- Instant Pink Slip Loans announced today they are offering a new type of auto title loan service for car buyers. Using Manheim Marker Report (MMR) values, Instant Pink Slip Loans will provide buyers with title loans that are up to 120 percent of the vehicle’s value. The unique difference between their loan service and other car title loan services is that customers can apply for the loan online, or over the telephone any time of the day or night, and have the check and contract conveniently delivered to the location of their choice by a notary public.

“In the community and for the community,” says Gregory Plotkin, president of Instant Pink Slip Loans. Plotkin also emphasizes that the company uses MMR values, instead of the standard Kelly Blue Book prices, to determine the amount of the loan they would approve for the car buyers. “Manheim’s calculations are based on over 10 million sales transactions over the previous 13 months, which provides precise pricing unmatched by guide books. This allows customers to get more money for the car they want to use as collateral”.

Instant Pink Slip Loans, Gregory Plotkin, Company President states, currently allows customers to get cash for cars in California, Arizona, South Carolina, and New Mexico. In all states except California, the minimum loan amount buyers would qualify for is $1,500 and the maximum is $50,000. In California, the minimum loan amount for secured title loans is $2,510.

Interest rates are competitive with other financial institutions that offer secured loans and loan terms range from 24 months to 48 months. Buyers can apply for the loan by telephone or over the Internet and be approved in as little as 60 seconds. There is no pre-payment penalty and there are bad credit secured loans available for customers with credit challenges.

To apply for a Pink Slip Loan, also known as a Car Title Loan or an Auto Title Loan, customers can call any time of the day or night 877-846-2624 or apply online at http://www.InstantPinkSlipLoans.com.

About the Company:
Instant Pink Slip Loans
18340 Ventura Blvd
Tarzana, CA 91356
Tel: 818-776-0046

Media Contact:
Gregory Plotkin
818-776-0036
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LA Mobile Billboards Offers Unique Advertising Opportunity

At Los Angeles-based LA Mobile Billboards, we deliver high-impact, eye-catching mobile advertising opportunities to companies that understand the importance of hitting a moving target. From start ups to Fortune 500 clients, we work with businesses of all sizes to break through the media clutter and achieve their mobile marketing goals.

Tarzana, CA, June 22, 2011 -- LA Mobile Billboards provides advertisers with customized advertising designed to be seen and heard, night or day. Mobile scrolling billboards allow advertising to target specific geographic zones by tying mobile advertising to more traditional advertising like direct mail campaigns. Reasonably priced, the mobile advertising medium results in unmatched marketing results.

There are few limits on the opportunities made available with LA Mobile Billboards. CEO Gregory Plotkin explains, “We reach your target market where they live, work, and play with superb quality and full-color 6'X10' scrolling billboards.”

With crystal clear glass enclosures ensuring protection from the wind and rain, and backlighting to provide clear viewing of the message day or night, LA Mobile Billboards is able to provide more than just moving billboards. Actual products, demonstrations and events within events can be housed within the 3D showroom. An 8-speaker external sound system provides audio to bring presentations to life. The addition of trained “Brand Ambassadors” and “Street Teams” distributing promotional items, informational handouts engage with the crowds help to bring the brand to life.

Design teams, trained in providing effective design for mobile scrolling applications, are able to build cost-effective ad campaigns for firms from small, independent companies to Fortune 500 brands. LA Mobile also provides proof of performance via photo and GPS tracking. Customer satisfaction is guaranteed.

About LA Mobile Billboards:

Founded in 2011 by Gregory Plotkin and Alex Nevsky, LA Mobile Billboard is a part of a National Network that operates a fleet of 100 mobile advertising vehicles in the United States. LA Mobile Billboards delivers high-impact, eye-catching advertising to companies that understand the importance of using more advertising mediums in today’s fast paced life style. From start-ups to fortune 500 companies we work with each client allowing the consumer to experience their brand to the fullest.

Company Info:
LA Mobile Billboards
18340 Ventura Blvd., Suite 203
Tarzana, CA 91356
Tel: 877-666-1154

Media Contact:
Gregory Plotkin
818-344-0700
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BusinessVibes showcases the Telecommunications Equipment Industry


BusinessVibes, the international business-to-business networking platform, announces this week the launch of a new industry portal for the rapidly growing Telecommunications Equipment industry.

London, UK - June 22, 2011 -- BusinessVibes, the international business-to-business networking platform, announces this week the launch of a new industry portal for the rapidly growing Telecommunications Equipment industry. This category covers equipment used in all types of telecommunications, as well as component manufacturing.

BusinessVibes uses a social networking model for business partnerships, so that members can browse curated business directories and join to create their own profiles and form connections with clients, suppliers, distributors, joint venture partners, and more.

This new directory:

- covers 102 leading companies, 9 associations and 204 events
- hand-selected and verified by the BusinessVibes research team
- covers 24 countries and 27 product subcategories
- includes companies covering the entire value chain

Telecommunications equipment includes electronics, cables, and accessories used to facilitate the transmission of information via voice, data, and video. The United States and Germany are some of the top regions where telecommunications equipment is manufactured, but China is catching up as a manufacturer and exporter. Demand for telecommunications equipment is growing globally as the internet sector grows and developed economies become more information-based.

BusinessVibes provides a platform for international buyers and sellers of these products to connect to each other and form partnerships. New companies wishing to join the directory are verified and categorized by the BusinessVibes content team to ensure listings are trustworthy and useful to our members.

Check out this new industry portal at: http://www.businessvibes.com/industry-portal&51

Industries already covered on BusinessVibes include Textiles, Food Processing, Plastic Products, Farm Supplies, Industrial Equipment, Industrial Chemicals, Electronics and Electricals, Renewable Energy, Hotel Supplies, Metal Mining, and more.

Contact:
Reene Grossman
Business Development Manager
Infiniti Research Limited
Third Floor, 33 Cavendish Square
London W1G 0PW UK
Tel: +44 20 7031 0964
Fax: +44 845 280 2825
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